In today’s digital world, many people want to earn extra money without investing any cash. Luckily, there are several legit apps that let you make money by doing simple tasks like watching videos, taking surveys, or playing games.
If you’re looking for the best earning app without investment, this guide will help you find the right one. All these apps are free to use, and you can start earning immediately!
Top 5 Best Earning Apps Without Investment (2025)
1. Swagbucks – Earn for Surveys, Shopping & More
Swagbucks is one of the most popular money-making apps. You can earn SB points (which convert to cash or gift cards) by:
✅ Taking surveys
✅ Watching videos
✅ Shopping online
✅ Playing games
Payout: PayPal, gift cards (Amazon, Walmart, etc.)
Minimum Withdrawal: $5
2. CashKaro – Get Cashback on Shopping
If you love online shopping, CashKaro rewards you with real cashback when you buy from brands like Amazon, Flipkart, Myntra, and more.
✅ Earn cashback on every purchase
✅ Extra rewards for referrals
✅ No investment needed
Payout: Bank transfer, PayPal
Minimum Withdrawal: ₹250
3. Roz Dhan – Earn by Watching Ads & More
Roz Dhan is a simple app that pays you for small tasks like:
✅ Watching ads
✅ Playing games
✅ Taking surveys
✅ Referring friends
Payout: Paytm, bank transfer, mobile recharge
Minimum Withdrawal: ₹10
4. Meesho – Earn by Reselling Products
Meesho is a great app for those who want to start a small online business without investment. You can:
✅ Resell products (clothes, gadgets, etc.)
✅ Earn a commission on every sale
✅ No need to stock inventory
Payout: Direct bank transfer
Minimum Withdrawal: No minimum limit
5. Google Opinion Rewards – Earn for Short Surveys
This is a simple and trusted app by Google. You get paid for answering short surveys (usually 2-3 questions).
✅ Surveys take less than 30 seconds
✅ Payout in Google Play credit
✅ No spam, only legit surveys
Payout: Google Play balance (can be used for apps, games, movies)
Minimum Withdrawal: $1
👉 Download Google Opinion Rewards
How to Maximize Earnings Without Investment?
- Use multiple apps (like Swagbucks + Roz Dhan) to earn more.
- Refer friends to get extra bonuses.
- Be consistent – small earnings add up over time.
Final Thoughts
You don’t need money to start earning online. These best earning apps without investment are safe, easy to use, and perfect for students, homemakers, or anyone looking for extra income.
💡 Pro Tip: Stick to legit apps (like the ones listed above) to avoid scams.
Start today and make money from your phone! 🚀